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PCI DSS SAQ C-VT Explained

PCI DSS SAQ C-VT for virtual terminal merchants — browser-based payments without CHD storage.

Published: September 2026 Compliance · PCI DSS 8–12 min read

SAQ C-VT is a Self-Assessment Questionnaire for entities whose payment channels match a narrow set of eligibility criteria. Mis-selecting an SAQ is a common audit and brand failure mode.

Confirm eligibility against the current PCI SSC SAQ instructions — channel changes (e-commerce widgets, phones, new POS) can invalidate the SAQ you filed last year.

Eligibility first: Virtual terminal via browser on an internet-isolated device, no CHD storage — confirm C-VT criteria.

When SAQ C-VT typically fits

Virtual terminal via browser on an internet-isolated device, no CHD storage — confirm C-VT criteria.

Pitfalls

Evidence habits

Keep network diagrams, CHD flow docs, and ASV/scan evidence aligned to the SAQ you claim. Log monitoring for in-scope systems still matters where the SAQ requires it.

How CyberSilo Helps

Talk to CyberSilo

Map evidence and operations with CyberSilo CSA and ThreatHawk.

Frequently Asked Questions

Can our QSA force a different SAQ?

Acquirers/brands and QSAs may require a more comprehensive SAQ if eligibility is unclear.

Does SAQ replace ROC?

SAQs are for eligible self-assessing entities; Level 1 merchants typically need ROC.

Version?

Use the SAQ version matching your DSS version (v4.x).

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