PCI DSS Compliance Services for European Merchants & Fintechs

What PCI DSS Demands From Your Organisation

The Payment Card Industry Data Security Standard (PCI DSS), currently at version 4.0, is a comprehensive set of 12 core requirements designed to ensure the secure handling of cardholder data. It applies to all entities that store, process, or transmit cardholder data — from small e-commerce merchants to large financial institutions. The standard is enforced by the five major card brands (Visa, Mastercard, American Express, Discover, JCB) and compliance is assessed through either a Self-Assessment Questionnaire (SAQ) or a Report on Compliance (ROC) conducted by a Qualified Security Assessor (QSA).

For European merchants and fintechs, PCI DSS compliance is not optional. It is a contractual obligation with acquiring banks and a prerequisite for processing card payments. Beyond regulatory compliance, adherence to PCI DSS drastically reduces the risk of data breaches, protects brand reputation, and can lower transaction fees. CyberSilo's Compliance Standards Automation platform simplifies the journey by automating evidence collection, mapping controls to PCI DSS requirements, and providing real-time compliance dashboards.

Our approach integrates seamlessly with your existing ThreatHawk SIEM to correlate log data, detect anomalies, and maintain audit-ready log files for Requirement 10. We understand the unique challenges faced by European organisations, including GDPR interplay, multi-acquirer environments, and cloud-based payment systems. CyberSilo's QSA-aligned methodology ensures you achieve and maintain PCI DSS compliance efficiently.

• Build and Maintain a Secure Network and Systems
• Protect Cardholder Data (Stored, Processed, Transmitted)
• Maintain a Vulnerability Management Program
• Implement Strong Access Control Measures
• Regularly Monitor and Test Networks
• Maintain an Information Security Policy