USA · GLBA / FFIEC

GLBA & FFIEC Compliance Services

CyberSilo helps US financial institutions, banks, credit unions, and brokers comply with the Gramm-Leach-Bliley Act and FFIEC cybersecurity guidance.

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3GLBA Core Rules

100%US Financial Institution Scope

FederalRegulatory Oversight

8-14Wks to Compliance

The Baseline for US Financial Data Protection

The Gramm-Leach-Bliley Act (GLBA), together with guidance issued by the Federal Financial Institutions Examination Council (FFIEC), establishes data protection, privacy, and cybersecurity requirements for banks, credit unions, brokers, and other US financial institutions. GLBA's Safeguards Rule requires a written information security program, while FFIEC guidance provides the examination framework federal regulators use to assess institution cybersecurity maturity. CyberSilo helps financial institutions build compliant information security programs and prepare for FFIEC-aligned examinations.

Core Requirements

GLBA & FFIEC — Core Requirements

Safeguards Rule Information Security Program

A written, risk-based information security program with a designated qualified individual, covering access controls, encryption, and vendor oversight.

Privacy Rule Notices

Clear disclosure to customers of data-sharing practices and the right to opt out of certain third-party information sharing.

FFIEC Cybersecurity Assessment Alignment

Risk-based cybersecurity maturity assessment aligned to the FFIEC's examination framework, used by federal regulators during institution reviews.

Incident Response & Notification

Documented incident response procedures and customer notification obligations following a security event involving customer information.

Regulatory Context

Why GLBA/FFIEC Compliance Matters

Mandatory Federal Requirement

GLBA applies to virtually all US financial institutions, with the Safeguards Rule enforced by the FTC and prudential banking regulators.

Examination-Driven Enforcement

Federal and state examiners assess institutions against FFIEC guidance during routine safety and soundness examinations.

Vendor & Third-Party Exposure

Financial institutions remain accountable for the security practices of service providers handling customer information, requiring active vendor oversight.

CyberSilo Advantage

Why Work With CyberSilo

Safeguards Rule Program Development

We help build the written information security program required under the GLBA Safeguards Rule, including qualified individual designation support.

FFIEC-Aligned Risk Assessment

Our assessments are structured against the FFIEC examination framework so institutions are prepared ahead of regulatory review.

Vendor Risk Oversight

We help implement ongoing vendor risk assessment and monitoring processes required for third-party accountability.

FAQs

GLBA / FFIEC — Frequently Asked Questions

What is GLBA?

The Gramm-Leach-Bliley Act is a US federal law requiring financial institutions to protect the privacy and security of customer financial information.

What is the role of FFIEC guidance?

FFIEC guidance provides the cybersecurity examination framework that federal banking regulators use to assess financial institution security maturity, complementing GLBA's legal requirements.

Who must comply with GLBA?

Banks, credit unions, brokers, insurance companies, and other entities significantly engaged in financial activities that handle customer nonpublic personal information.

What is the GLBA Safeguards Rule?

A GLBA provision requiring covered institutions to maintain a comprehensive, written information security program with a designated qualified individual overseeing it.